Deskripsi
If you’ve ever needed your BVN number quickly but couldn’t remember it, you’re not alone. Many Nigerians misplace or forget their Bank Verification Number (BVN)—especially when switching phones or using new bank apps. Thankfully, checking your BVN has become easier and more accessible than ever.
Itu BVN system was introduced by the Central Bank of Nigeria (CBN) in 2014 to improve banking security and reduce identity fraud. It works by linking your biometric data to a unique 11-digit number used across all your bank accounts.
Whether you’re registering for a new financial service, updating your account details, or verifying your identity, knowing how to retrieve your BVN safely is important.
In this guide, you’ll learn:
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What the BVN number is and why it matters
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How to register for BVN if you haven’t yet
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How to check your BVN on your phone without internet
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How to view your BVN number using online banking
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The cost of checking your BVN using USSD
Let’s walk you through each step in a simple and clear way.
What Is a BVN Number?
Itu Bank Verification Number (BVN) is an 11-digit unique identifier assigned to every bank customer in Nigeria. Introduced by the Central Bank of Nigeria (CBN) bekerja sama dengan Nigeria Inter-Bank Settlement System (NIBSS) in 2014, the BVN system aims to enhance security and reduce fraud in the Nigerian banking sector.
Your BVN is linked to your biometric data, including fingerprints and facial features, as well as personal information like your full name, date of birth, and contact details. This linkage ensures that your identity is uniquely tied to your banking activities across all Nigerian banks.
Key benefits of the BVN system include:
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Keamanan yang Ditingkatkan: Protects your bank accounts from unauthorized access by verifying your identity through biometric data.
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Fraud Reduction: Helps in identifying and reducing fraudulent activities within the banking system.
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Unified Identity: Allows for a single identification number across all your bank accounts, simplifying banking processes.
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Efficient Banking Operations: Streamlines customer verification processes, making banking services more efficient.
Understanding your BVN and its importance is crucial for secure and seamless banking experiences in Nigeria.
How to Register for a BVN in Nigeria
If you don’t have a Bank Verification Number (BVN), you can register at any bank branch in Nigeria. The process is straightforward and typically completed within 24 hours.
Steps to Register:
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Visit Your Bank: Go to any branch of your bank.
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Fill Out the BVN Enrollment Form: Obtain and complete the BVN enrollment form provided by the bank.
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Provide Valid Identification: Submit a valid means of identification, such as:
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National Identity Card
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International Passport
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Driver’s License
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Voter’s Card
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Biometric Data Capture: Your fingerprints and facial photograph will be captured for biometric verification.
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Receive Acknowledgment Slip: After completing the process, you’ll receive an acknowledgment slip with a transaction ID.
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BVN Issuance: Your BVN will be generated and sent to your registered phone number via SMS, usually within 24 hours.
Once you receive your BVN, it’s advisable to save it securely, such as in your phone contacts or a secure note, for easy access when needed.
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How to Check Your BVN Number
If you’ve registered for a BVN in the past but can’t remember it, you don’t need to visit the bank or connect to the internet. You can easily retrieve your BVN using your mobile phone through a USSD code.
Method 1: Using USSD Code (No Internet Required)
This is the simplest way to check your BVN if you’re using the phone number linked to your bank account.
Langkah-langkah:
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Panggil
*565*0#di ponsel Anda. -
Wait for the BVN to display on your screen.
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A charge of ₦20 will be deducted from your airtime.
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Write it down or save it securely.
Important Notes:
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This code works on MTN, Airtel, Glo, and 9mobile.
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You must dial it using the phone number linked to your bank account.
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It works for all banks, not just one.
How to Check Your BVN Number Online
If you have access to internet banking, you can also check your BVN directly through your bank’s online platform or mobile app. This method is free and doesn’t require airtime.
Method 2: Using Your Bank’s Mobile App or Internet Banking
Langkah-langkah:
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Log into your bank’s mobile app atau internet banking portal using your credentials.
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Navigate to the account information atau profile section.
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Mencari “BVN” listed among your account details.
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Copy or screenshot the number and store it securely.
Important Notes:
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Not all banks display BVN in their mobile apps, but many now do.
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If you don’t see it, use the USSD method or contact your bank’s customer care.
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This method is free and works if your account is active and linked to your mobile banking.
How Much Does It Cost to Check Your BVN?
If you check your BVN using the USSD code *565*0#, you’ll be charged a ₦20 service fee by your mobile network provider. This fee is deducted directly from your airtime balance.
Here’s a quick summary:
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USSD Method: ₦20 per request
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Online Banking Method: Free (as long as your bank displays the BVN)
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Bank Visit: Free, but may take more time
To avoid repeated charges, it’s best to save your BVN once retrieved—either in your phone contacts or a secure note app.
Kesimpulan
Knowing your BVN is essential for smooth banking in Nigeria. Whether you’re updating account details, verifying your identity, or signing up for digital services, having your BVN ready can save time and prevent delays.
You don’t need to visit a bank branch to retrieve it. You can check your BVN instantly using the USSD code *565*0# or view it from your bank’s mobile app or internet banking dashboard. And if you don’t have a BVN yet, registering at any Nigerian bank is quick and straightforward.
Once you retrieve your BVN, save it securely in your phone contacts or a password-protected note so you can access it whenever needed.
Now that you know how to check and manage your BVN, you’re better prepared for any banking task that comes your way.
